Why do we require a guarantor on a student loan application?

Students often haven’t had the chance to develop their credit rating or income history so we ask for a guarantor for applications if this is the case.

You can find out more in the articles below:

Student loans: What is a guarantor? - https://www.futurefinance.com/blog/student-loan-guarantors/

What it means to be a guarantor for a student loan - https://www.futurefinance.com/blog/what-it-means-to-be-a-guarantor-for-a-student-loan/