How does Future Finance make lending decisions?

You’re more than just a credit score. That’s why we consider your course and university when making a lending decision, to see your future earning potential. 

We never encourage you to borrow more than you need, or can afford to pay back. We are always transparent and here to help.

We calculate what you can afford using an algorithm based on your potential. Our unique approach looks at current borrowing and expenses, repayment history and predicts future earnings relating to your studies, including your course and university.